Mon, Nov 20, 2023
Reserve Bank increased risk weightage by 25%. S&P report on RBI's move.
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Fri, Nov 17, 2023
Personal Loan: In today's time, everyone is ready to give loan, now loans are available in a jiffy, but getting a loan in a jiffy can make you face a lot of difficulties, today we will know from experts, what is the difference between taking a loan and What things should be taken care of first?
Personal Loan: RBI has taken a big action, RBI has increased the risk weighting on consumer loans, the risk weighting has been increased from 100% to 125%.
Wed, Mar 20, 2019
Home loans are big-ticket, secured loans where the property serves as collateral to secure the loan amount.
Tue, Mar 12, 2019
According to SBI's official website (sbicard.com), you can apply for Easy Money for a minimum amount of Rs 5,000 or a maximum of up to 75% of your available cash limit.
Mon, Mar 11, 2019
Over the past few years, India’s household saving rate has declined sharply and the household financial savings rate has been largely stagnant.
Cashe, is a digital platform, which aids in getting easy personal loans.
Thu, Mar 07, 2019
Retail has been driving loan growth at 15-17% and the share of retail loans is at 26%, an all-time high.
Wed, Mar 06, 2019
When a bank follows a cut in lending rates benchmark, one can surely expect their EMIs on home loan, personal loan and vehicle loan to get cheaper.
Fri, Mar 01, 2019
In a major good news to borrowers, state-owned lender Punjab National Bank has cut down its marginal cost of fund based lending rate (MCLR) by 10 basis points with immediate effect.
Thu, Feb 14, 2019
From Bangalore-based Fintech startup MoneyTap, you can avail personal loan up to Rs 5 lakh in just 4 minutes.
Even though the digitization of processes has helped curb these challenges to a great extent, there are still multiple issues that need to be addressed by the government. One way the government can help emerging start-ups is by reducing the GST rate for VCs, incubators, etc. investing in the start-ups.
Tue, Feb 12, 2019
While taking a debt is easy, but managing to repay it, is a burden. Every month, a salaried employee has to chalk out a plan to manage expenses.
Mon, Feb 11, 2019
The benefit of recent repo rate cut by the Reserve Bank of India (RBI) is unlikely to be passed on to the borrowers by commercial banks soon.
Mon, Feb 04, 2019
In this segment of Zee Business' Money Guru, Know How to get a personal loan for business. Watch the video to know more.
Wed, Dec 26, 2018
New year 2019 may bring a big relief to loan seekers as the time is now ripe for the Reserve Bank of India (RBI) to announce the much-awaited key policy rate.
Fri, Dec 07, 2018
In its December 2018 policy, RBI firmly said Prime Lending Rate (PLR), Benchmark Prime Lending Rate (BPLR), Base rate and Marginal Cost of Funds based Lending Rate (MCLR) will be replaced by an external benchmark from April 2019.
Thu, Nov 22, 2018
Such loans include those against fixed deposits, shares, insurance policies, mutual funds, etc. According to the Reserve Bank of India’s November Bulletin advances against FDs had seen a year-on-year growth of 12.8%, while loans against shares and bonds had grown by 10.6%.
Thu, Nov 01, 2018
If you look at interest rates, high or low, then you are making a mistake as you can lose plenty!
Sat, Jul 14, 2018
At some point in our lives, we need financial funding for various reason. And you must have heard that banks are always guiding you to maintain a good credit score. This one indicator plays a major role in what happens to your loan request. Your credit score helps you determine two things.
Tue, Jul 10, 2018
Credit score gets impacted primarily on your credit history. Check if your monthly payments towards loans are reflected on your credit reports. An ideal way to not miss payments and become a defaulter is to keep reminders on your Equated Monthly Installments (EMI). You can also opt for ‘auto-debit’ facility, wherein the lender automatically deducts the EMI amount from your bank account on a specified date. But make sure that you have funds in your account.
Tue, May 22, 2018
Over the next five years, lenders can look to push their retail products such as credit cards, personal loans and consumer durable loans in the wake of rising disposable income.
Thu, Feb 22, 2018
Often, we are short of funds for some urgent needs that requires us to borrow money. Stuck in cash crunch, what do you do then? Swiping credit card or taking a traditional route to apply for a personal loan?
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