Is your Aadhaar card linked with bank account or not? Here’s how to check your status!

If you want to check the status of whether your Aadhaar card is linked with bank account or not, the Unique Identification Authority of India (UIDAI) has directed citizens to do so on their official website. UIDAI reveals that, status checking for this mechanism, is led by NPCI server. One can only check Aadhaar card and bank account link status, if the mobile number is registered with the 12-digit biometric. Any individual, irrespective of age and gender, who is a resident of India, may voluntarily enrol to obtain Aadhaar number. Person willing to enrol has to provide minimal demographic and biometric information during the enrolment process, which is totally free of cost. 

UIDAI through its Twitter account said, “#AddMobileInAadhaar You can check your Aadhaar and Bank Account Linking Status in NPCI mapper from: https://resident.uidai.gov.in/bank-mapper  OTP sent to your Aadhaar registered mobile number is required for this service. For any queries related to this linking, you may contact NPCI or your bank.”

#AddMobileInAadhaar if you wish to Lock your Aadhaar. You can use this service to stop authentication on your Aadhaar completely. Remember to enable this lock, you should have your VID. Read more here: https://t.co/fEiPvxK64s pic.twitter.com/jva4LQJbEv

— Aadhaar (@UIDAI) April 11, 2019

Here’s how to check Aadhaar-bank account link status!

Visit uidai.gov.in website. Under My Aadhaar section, you will come across Check Aadhaar/Bank linking status under sub-section Aadhaar services. 

(Image source: UIDAI website)

Once clicked you will be directed to a page, where you will be asked for UID/VID numbers and a security code which will be mentioned in a small box. 

After feeding all information, click on  send One-Time-Password (OTP). An OTP will be sent to your registered mobile number. Feed in the code received on your phone, in the UIDAI OTP section and submit. 

(Image source: UIDAI Website)

UIDAI on its website says, “Under any circumstance, UIDAI shall not be responsible or liable for the correctness of the displayed status. Further, UIDAI is not storing any information fetched from NPCI server.”

If your bank account is linked with Aadhaar card, then the message will be displayed. However, if not, that means you will have to visit your bank branch to link it with Aadhaar. 

UIDAI also explains why citizens must link their bank account with Aadhaar. One of the major reasons to link these two important items, is to secure the bank account holder because no one can impersonate her or him. Often the fraudsters carry out transactions and transfer money from someone else’s account to their accounts and disappear with the money. 

They operate bank accounts in fictitious names/companies and run shell companies’ accounts to carry out money laundering or stash black money. Therefore, when all the bank accounts are verified with Aadhaar then it would not be possible for these unscrupulous elements to go steal your money and banking as a whole would become safer as the identity of each bank account holder is established uniquely beyond doubt through eKYC.

As of now 96 crore bank accounts out of total 110 crore accounts have been linked to Aadhaar, as per UIDAI.