Want to withdraw your provident fund (PF) money? EPFO helps you do it in just a few clicks

Provident fund accounts are managed and regulated by Employees’ Provident Fund Organisation (EPFO). As per the guidelines, an employer contributes 12% of the basic salary of a staff member towards EPF, while similar rate is contributed by an employee as well. However, if you are a woman employee, then the contribution rate stands at 8% in EPF. A salaried employee, can withdraw PF money anytime they want. On Thursday, EPFO via its Twitter account stated that, it offers an online facility to withdraw provident fund (PF) money too. 

For managing the PF account, the EPFO allocates Universal Account Number (UAN) which has a unique 12-digit number. A UAN remains valid throughout the life of a member. The UAN does not change even if an employee changes their employment. UAN helps in automatic transfer of funds and provident fund withdrawals. 

Almost all EPF services are manageable online. Apart from UAN,  an employee can have a view of  their PF account passbook and also check balance online. But here's how you can withdraw your Provident Fund (PF) money online, in just few easy clicks at EPFO. 

Step 1 - Visit the unified portal of EPFO - https://unifiedportal-mem.epfindia.gov.in/memberinterface/

Step 2 - Login with the UAN and password.

Step 3 - Enter the captcha code and sign in. 

Step 4 - Move the cursor on the 'Manage' tab and click on 'KYC' from the drop-down menu.

Step 5 - Check whether the KYC is complete or not. 

Step 6 - Move the mouse cursor to the 'Online Service' tab and click on 'Claim (Form - 31, 19 & 10C)' from the drop-down.

Step 7 - Click on 'Verify' on the claim screen displayed. 

Step 8 - Enter the last four digits of the bank account on the claim form. 

Step 9 - Submit the form by clicking on 'Proceed for online claim'. 

It needs to be noted that, following the approval of KYC details of the applicant, the PF amount will be transferred in the bank account mentioned within 10 days.